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DAVE MAKS CRS. GRI.
THE $10,000 TO $75,000 BUYER MISTAKE!Always Look At A Home For It's Investment Value!
Have you ever heard of friends that can't sell their home. They've even hired a second Realtor and still they are having problems. You probably have not heard of someone that had to accept a price much less than they were prepared to accept because no other buyers would make an offer. Quite embarrassing! Do you know why this happens? When they purchased the home they did not have someone guiding them that understood investment and re-sale success principles. They did not know about all of the factors that go into choosing a good home. They might have had a real estate salesman that just wanted to make the quick sale and did. When it becomes time to sell the home, it is at that unfortunate time that they learn about some of the pitfalls that home buyers can fall into and the expensive consequences and heart ache that can transpire.
Have you ever wondered why for over a hundred years people use Realtor's. It is because good Realtor's are very worthwhile when it comes to buying or selling your next home. Yes, it is a home but I feel you should look at it more as a real estate investment. Purchasing a home is usually one of the single largest purchases of your life time. So when you get ready to go prospecting for your first home or the next home, understanding the many factors that surround a wise decision is quite important to a successful purchase and investment. To name just a few, 85 different loans to decipher, current market conditions, neighborhood turnover ratio's, locational factors, schools, crime, condition, longevity factors, price, negotiating the lowest price best terms and the list goes on. This is why it is very important for you to interview and choose a Realtor who has been through the process 100's of times before. Utilizing a Realtor as a buyer costs you absolutely nothing and could save you tens of thousands of dollars and disapointment. Read on to read up on some of the dumbest mistakes smart people make when buying a home. SMART PEOPLE / HOME BUYING MISTAKES
Mistake #1: Not realizing in advance whom the real estate agent represents. Most people think that the agent they meet at an open house, call off of a sign or new homes construction site represents them. Most of the time they represent the sellers interests not yours. Having your own agent costs you nothing and returns you highly valuable counseling in the very complicated overall transactional process.
Mistake #2: Not knowing how much they can afford before they make an offer or not knowing how much their credit can affect their ability to buy or refinance a home. The easiest way to avoid this mistake is to get pre-approved for a mortgage by a lender so you know in advance exactly how much you can afford as well as the costs you will incur. Before you buy a home, many of the clouds on your credit history can be cleared up or even eliminated. All of this helps facilitate an easier negotiation in terms of acceptance price since your pre-approval is like going in with cash. Mistake #3: Not realizing that the wrong mortgage can cost thousands of dollars in needless interest and taxes. Not all Mortgage companies are the same and many times companies can easily add fees which you might not even realize are profit fees for the mortgage company. Also keep in mind that most banks offer just a few loan programs. Would you like to have a selection of over 85 different programs available to you. Just see below. Dave Maks can show you how to shop for a mortgage enabling you to look at each company you might compare, with bottom line results. Mistake #4: Not discovering hidden defects before they buy a home. One of the most expensive mistakes is also one of the easiest to avoid, by having a professional pre-purchase home inspection as well as using an experienced Realtor. Dave Maks has been through hundreds of home purchases and has the experience to guide you in finding all hidden defects as well as a good reference list of home inspectors. This type of care assures you that you will make the wisest real estate investment possible enabling you to sell in the future for a profit and not a loss. Mistake #5: In the sellers market calling on ads, browsing the world wide web or driving by signs is one of the worst ways to find the perfect resale or new home. Many homes are sold before they are advertised. Our HOMEFINDER services can bring to your attention homes that come on the market before the sale sign goes up. This is a tremendous advantage in this current sellers type market. Mistake #6: Just making do and buying a home because of outside pressures like your previous home has sold and you need someplace to live. Like, our lease is up and we have to find a place. Like, we've been looking for 30 days now, let's just take this one. It will do. Remember, this is probably the largest investment of your lifetime. It never pays to rush it. EDUCATED HOME SHOPPERS!
Many real estate agents can't wait to put you in the car and try to sell you something. It is this kind of agent who can get you into trouble choosing your next home.
My style is to take the time to consult with each and every client I deal with taking the extra time to understand what it is that is most important to them. If you are a first time home buyer, I will make sure to take the time to really help you to understand the entire process first. There is enough stress in searching and negotiating for a home in itself, let alone not knowing what next in the transaction is going to rock the boat. If you are new to the area, I will spend the time in our conference room in front of a map to answer your questions and help you understand the areas make up. Schools, parks, subdivisions, commute times, conveniences etc. After our initial consultation, you will have a very good understanding of the home buying transaction here in Florida as well as a thorough overview of our great Tampa Bay. Best of all, my services are given at no cost or obligation to you. No, you will never have to sign a contract with me to utilize my services or to buy a home through me like other agencies might require. I work on a relationship of trust. Call it the old fashion way. I simply offer these services up front and hopefully soon each of us will be able to trust each other for the remaining time it takes you to find the perfect real estate investment. To Your Future! Dave Maks
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